Investing 1000 euros: cryptocurrencies, stocks or ETFs?

Christina Clarke
October 7, 2021
How can you start investing 1000 euros sensibly?For most small investors, 1,000 euros is a pretty decent amount. Therefore, in this review, emphasis is placed on the fact that the investments are not only capable of a nice return but also that losses are as unlikely as possible.
investing-1000-euros

Low-interest rates have long made the classic savings account obsolete.

But: How can I invest 1000 euros?

Whether stocks, funds or cryptocurrencies; Secured brokers show how you can best investing 1000 euros.

Table of Contents

How can you start investing 1000 euros sensibly?

For most small investors, 1,000 euros is a pretty decent amount. Therefore, in this review, emphasis is placed on the fact that the investments are not only capable of a nice return but also that losses are as unlikely as possible.

Of course, it is often the case that the greater the risk, the greater the potential gains. If you want to invest 1000 euros, you should first ask yourself how risky you want to invest and what strategy you want to pursue with this investment.

Either you want to invest the money in such a way that long-term returns are made possible, or you are taking very great risks and hoping for short-term profits. So how should you invest € 1,000? You have the choice of investing your money in stocks, using ETFs, using cryptocurrencies or trading highly speculatively with CFDs.

Depending on the type of investment and the investment strategy, different types of investments can be considered. In most cases, you need a reputable online broker that you trust.

Here, stocks, CFDs and often cryptocurrencies can be purchased, which allows you to set up your portfolio broadly. If you want an overview of currently recommended online brokers, you will find further information here.

To be able to invest with 1000 euros and to achieve high returns, it is recommended that every investor informs himself in advance exactly what he is ultimately making his investment in. The old stock market slogan “Only invest in what you actually understand!” It should not go unnoticed.

This not only protects you from surprises, but you can also calculate very precisely what returns are possible and what risks must be taken.

Where to invest € 1000? Best brokers for investing in stocks, ETFs & cryptocurrencies:

Rating

Min. Deposit

Min. Spread

Assets

Views

Positive Reviews

Negative Reviews

Likes

4.9/5
250
0.07
  • Commodities
  • Forex 40 +
  • Metals
  • Stocks
  • Indices
  • Cryptocurrencies
85
2
4.5/5
250
0.07
  • Metals
  • Forex
  • Indices
  • Cryptocurrencies
  • Commodities
  • Stocks

 

254
82
3
58
4.9/5
250
0.07
  • Forex 40+
  • Metals
  • Commodities
  • Stocks
  • Indices
  • Cryptocurrencies

 

480
80
3
50
Savings plan: invest 1000 euros a month

Admittedly, there will be relatively few small investors with an income that leaves 1000 euros at the end of the month. Running costs, possibly loans or purchases such as apartments, often eat up leftover amounts and leave little access to a savings plan, which provides 1,000 euros per month.

Nevertheless, one should calculate whether such a monthly savings measure cannot be made possible. How can I save 1000 euros per month? Even if you just put the money in a drawer at home, you would have 12,000 euros in the course of a year. The classic savings account at the house bank also grants very low interest.

However, if you invest once a month directly in an ETF, for example, preferably a huge and reliable one, you will not infrequently be able to generate a few 100 euros more by yourself per year. If you want to use such a savings plan, funds are a good option.

In contrast to stocks from only one company, the prospects for profit are less than that, but the risk is limited, especially with huge funds. So it should be a more promising way to invest your money than leaving it at your house bank.

Cryptocurrencies and CFDs, on the other hand, are less suitable for a savings plan. The risk here is usually very high so that losses are not unlikely. However, if you assume that digital currencies belong to the future, you can, of course, start a savings plan with them.

It should be noted that the risk, as well as the potential for returns, are much higher on both sides than with funds.

Invest 1000 euros in stocks on the stock exchange

investing-1000-euros

Most investors are most likely to buy stocks when they want to invest $ 1,000. There are two main strategies that can be pursued in this regard. If you are not afraid of very high risk, you can try day trading. Quick profits are tempting here, which can be earned in a short time.

But the risk is also comparatively high. You should have some specialist knowledge of day trading as well as the right feel for the markets so that you can make profits from day trading.

A more conservative form of stock trading should usually be more popular. In order to limit the risk, many shareholders stock up on relatively large, stable companies. Anyone who wants to invest 1000 euros hopes that these companies will continue to operate in a stable manner and enable such good returns.

The annual dividend payments also make share trading attractive. In most cases, it should be wiser to bet on more long-term profits and avoid day trading risk.

What to invest 1000 euros in? Which shares you buy depends primarily on the preferences of the respective investor. If you are unsure how to structure your portfolio, you will find an overview of popular and promising stocks here.

It should be worthwhile not to trust a single stock but to broaden your portfolio a little. In this way, any losses of individual shares are quickly absorbed by the others.

If you want to invest 1000 euros and benefit from stocks, a fund could also be an option. These ETFs cover a large number of stocks and can usually offer a higher level of security.

Invest 1000 euros in ETF

investing-1000-euros

If you are interested in funds & ETFs and ask yourself the question, “ Where can you invest 1000 euros? “, He must first fight his way through the countless possibilities before he can make a suitable choice.

There is no doubt that the current trend is towards green investments. These funds seem to have a very high return potential and can just about be rated as an insider tip.

It is not unlikely that with the rethinking of the masses, this type of investing will enjoy more incredible popularity in the future ever. If this assumption is correct, it can be assumed that the Green ETFs will continue to experience price increases.

How to invest 1000 euros? Anyone who would like to have an overview of the possibilities of how to invest green can find more information here.

But classic funds & ETFs are also often a very good means of investing 1,000 euros. Many appreciate the higher security and the higher potential for returns. If you want to break down the investment opportunities according to risk, the safest option is, of course, a savings account.

Here you run no risk of making losses if you disregard the fact that the inflation rate is often higher than the interest rate. ETFs can already be seen as the next safe method. Here, of course, there is a risk that the rates will fall, but in most cases, you should still make higher profits than with conventional savings accounts.

If you are not afraid of higher risks, you can invest 1000 euros in Bitcoin. Cryptocurrencies are subject to a higher risk of price losses, but the potential for returns is many times higher.

Invest 1,000 euros per month: This is how much you can earn with 1,000 euros per month:

Start-up capital (€): Savings rate (€): Savings length (years):

6th

Return:

MSCI World: (7.7%)

DAX: (6.08%)

S&P 500: (7.95%)

Individual return:

After 6 years, your investment will be worth this much:€ 16,950

Investment growth over time

202120222023202420252026€0€5,000€10,000€15,000€20,000

genreStarting AmountTotal ContributionsTotal Interest Earned
2021€ 5K€ 1.2K436
2022€ 5K€ 2.4K1.005
2023€ 5K€ 3.6K1.709
2024€ 5K€ 4.8K2.560
2025€ 5K€ 6K3,570
2026€ 5K€ 7.2K4,750

Investment balance for 2026

29.5%28%42.5%

TaskHours per day
Starting investment€ 5K
Total Contributions€ 7.2K
Total Interest Earned€ 4.75K

Start-up capital:€ 5,000Total savings:€ 7,200Interest earned:€ 4,750

yearSeed capitalAnnual savings rateTotal savingsTotal interest incomeInterest earnedfinal amount
2021€ 5,000€ 1,200€ 1,200€ 436€ 436€ 6,636
2022€ 5,000€ 1,200€ 2,400€ 569€ 1.005€ 8.405
2023€ 5,000€ 1,200€ 3,600€ 704€ 1.709€ 10.309
2024€ 5,000€ 1,200€ 4,800€ 851€ 2,560€ 12,360
2025€ 5,000€ 1,200€ 6,000€ 1,010€ 3,570€ 14,570
2026€ 5,000€ 1,200€ 7,200€ 1,180€ 4,750€ 16,950
Invest 1000 euros in Bitcoin or other cryptocurrencies:

If you want to invest 1000 euros in Bitcoin, you first need a wallet and a suitable crypto exchange. Cryptocurrencies continue to attract many investors, as you can make high profits by buying cheap and selling at high prices. Of course, this applies not only to Bitcoin but also to coins such as Litecoin, Ethereum or Ripple.

If you want to invest 1000 euros, you should be aware that the prices of cryptocurrencies are highly volatile, and you have no guarantee of actually generating profits. Anyone who has already dealt with the peculiarities of the different coins knows that the prices can fluctuate considerably even within a day.

Therefore, every investor who wants to invest 1000 euros should be aware that investing in Bitcoin and Co. is associated with a high risk.

investing-1000-euros

Nevertheless, many still swear by cryptocurrencies. The prevailing opinion in the scene is that the future belongs to digital currencies. If this assumption is true, it can be assumed that the prices of cryptocurrencies will continue to rise overall in the future.

This, in turn, means that if you want to invest 1000 euros in Bitcoin, you could also hope for long-term profits. Of course, that’s speculative. On the other hand, there is no question that cryptocurrencies like Bitcoin have the potential to continue to grow in the future.

There are also types of investors after huge profits and who are not put off even by high risk. Often these then do not buy cryptocurrencies directly but bet on the courses via CFDs. Here you run the risk of losing your entire investment. On the other hand, you can make huge profits.

Investing 1000 euros profitably Conclusion – Our recommendation: What to do with 1000 euros?

investing-1000-euros

What to invest 1000 euros in? If you ask yourself this question, you are spoiled for choice. Regardless of whether stocks, funds, cryptocurrencies or CFDs, each of these investment options brings with it different opportunities and risks.

The safest option should usually be a large fund or ETF. Of course, you run the risk of making losses here too, but these should usually be limited. The same goes for possible wins.

Anyone who invests directly in stocks should make long-term profits if they trust huge companies (Too Big To Fail). Of course, you can never predict how the world economy will develop, so you may have to accept losses here as well.

If you want to take a high risk, you can also speculate with cryptocurrencies or CFDs, or even CFDs that bet on cryptocurrencies.

So how do you invest 1000 euros and protect yourself? It should be noted that one should acquire the necessary knowledge before starting to act. The highest profits are possible here, but at the same time, it is not unlikely that you will suffer very large losses.

We recommend making investments only with reputable and regulated online brokers such as Roinvesting: Roinvesting has the lowest fees ( e.g. 0% fees for stocks), and Roinvesting is fully regulated and licensed. 

4.9
4.9/5

Our recommendation: Trading at Investby

Our recommendation: Trading at Investby

  • The broker provides an Islamic Account
  • It provides a dedicated account manager
  • Receive customised investment news
  • Trade with a variety of assets
  • There’s no deposit limit
ABinvesting Review
4.5
4.5/5

Our recommendation: Trading at ABInvesting

  • Acknowledge the financial markets through education material 
  • Free VPS is available 
  • Get a swap discount of 50 per cent 
  • Islamic Account is available to traders 
  • Select account types of your interest
4.9
4.9/5

Our recommendation: Trading at PrimeFin

  • Fifth decimal available 
  • Spreads begin from 0.03 pips
  • Commission is zero  
  • Full 10-hour support  
  • News alerts and VPS for traders

FAQs

The article discusses the various investment options. Among other things, stocks, cryptocurrencies, commodities, forex trading, CFD trading, real estate, savings books, indices and many other forms of investment are very popular.

Your trading personality plays a role here. How much money do you take in hand? Are you investing conservatively or risky? Are you investing as an alternative to saving, or do you expect juicy returns?

You should carefully examine your own financial needs before deciding on a suitable investment.

In times of negative interest rates, traditional saving hardly makes any sense. Investments are therefore the smarter choice: Here, you get the chance of good returns, although there is also a risk that is calculable.

Many online brokers have academies that allow adequate further training. Alternatively, trading courses are offered on the web, but here you should place a high emphasis on the seriousness of the provider.

Current news and trading strategies are, of course, also explained in detail here at Secured brokers in separate articles.

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